Basically, the more often you use GCash to buy load, pay bills, and make purchases, the higher your GScore will be.
From famous personalities 6 to ordinary citizens struggling to get by 7 , no one is immune to online scams targeting GCash. Therefore, to prevent yourself from being part of the statistic, you also need to do your part in protecting your account. Here are some of the proactive ways to ensure your account is protected from GCash scammers:. Scammers usually resort to phishing frauds to steal any or all of the personal details listed above.
This means they will pose as GCash or a trusted entity and dupe you into verifying your account via email , answering fake surveys , joining fake contest emails , or filling out forms via Messenger to steal your personal data. If you receive any of these messages or become a victim yourself, please report it to GCash immediately by calling its customer support hotline at or by submitting a ticket to help.
With the new biometric authentication 8 , this is now possible. Once activated, the biometric authentication will enable you to log in via fingerprint or Face ID istead of MPIN which you can easily forget or give away to fraudsters.
Logging in is relatively faster since all you have to do is place your finger on your phone screen or have your facial features scanned to access your account. More importantly, bometrics are uniquely yours so you can safely log in anywhere without the fear of a hacker stealing your login credentials or thieves cracking your phone open in case it gets stolen. GCash scams come in a variety of form. Fortunately, every fraudulent activities reported to GCash is made public through the latest advisories released to the official GCash social media accounts.
The purpose of these advisories is to warn all GCash users of the various modus operandi that scammers use to steal GCash accounts. According to Chito Maniago 10 , the GCash vice president of Corporate Communications and Public Affairs as of this writing, GCash also releases SMS and app notifications to advice users against clicking fraudulent pages, donation links, and financial aid offers as well as the dangers of sharing their account details.
Luisito E. Batongbakal Jr. His curiosity and passion for learning have helped millions of Filipinos around the world get access to free insightful and practical information at the touch of their fingertips. Please see the updated list of valid IDs in the above article.
I am an Accountant. I already have a gcash account for personal use, now im planning to make another for my business so i can manage it separately. My question is, can i make two accounts using 1phone with two different sims? Your email address will not be published. Save my name and email in this browser for the next time I comment. This site uses Akismet to reduce spam. Learn how your comment data is processed. Find out the latest GCash hotline number as well as other ways to reach GCash for technical assistance with your account.
In this guide, you'll learn how to load GCash through a channel that is most convenient for you. Register for a GCash account. To open a GCash account, you would need a Philippine mobile number to get started. GCash used to be available only to Globe or TM network users. But now, individuals that use other network providers can sign up and create a GCash account. You should report your account first to GCash to lock it down and secure it.
Then you need to replace the SIM card with the provider. Once you have your replacement SIM card, you can then contact support and unlock your account. If your SIM card cannot be replaced, then it would be better to buy a new one instead.
You would need to create a new GCash account with that number and verify yourself. You can then contact support and transfer your balance to your new account.
There are three main ways: Over-the-counter, Online Banking, and Remittance. For example, if you cash in Php , there will be a Php 10 fee, and the total amount of Php would be credited or added to your balance. This fee always comes first as it is a collected fee. GCash cash-in for partner outlets is free for the first Php per month. This limit refreshes every first day of the month. Once you are near the limit, you will be receiving an SMS and a notification in the app informing you of the charge once you go past the limit.
Please take note that this is for only manual cash-ins — remittances, online cash-in and bank cash-ins are not included. If you want to know how to circumvent this fee, you can refer to my fees page to see alternative solutions. Sometimes, you may see cash-in machines in different convenience stores, gas stations, or malls. These are easy to use, you just need to insert your cash, enter your GCash number and you will be able to receive the amount in your GCash wallet. You will need to go to one of the listed stores in your app, fill out a form, and show a valid ID before they can process the cash-in request.
You can also cash in via via the Cliqq kiosk. You need to enter the amount to be cashed in, get the printed slip, and pay at the counter. You can also use the Cliqq app to generate a code for cash-in to be paid for. The second easiest cash-in option is via the use of a Generic Barcode.
Previously, this was a manual process as you needed to go and accomplish some forms. Here are some partners that use Generate Barcode for cashing in — check your app for an updated listing:. This option is for those with banking accounts and has their online banking accounts enabled. For online banking, each bank in the list also has an equivalent bank app. We can also opt for using these bank apps to transfer to GCash via external bank account transfer Instapay , using GCash as the receiving bank.
Take note though, that typically doing so includes fees depending on the bank app you are using. Here are the transaction fees for the different banks if you initiate an Instapay transfer to GCash G-XChange using their individual apps:. You can also refer to the BSP Instapay fees list if your preferred bank is not here and also for the most updated fees.
If you are abroad, you can remit with GCash partners and cash in directly to your GCash account. You only need the reference number and the cash goes straight to your wallet. For Paypal, you need to link your account first , but once done, the cash can be debited directly to your wallet. This is also the case for Payoneer accounts. Cashing out has two main options — one is via the GCash Mastercard, and another is via Partner Outlet, over-the-counter.
But you can also use the Bank Transfers feature in the app to move money out of your GCash wallet. The GCash Mastercard is actually a debit card and it can be used for withdrawal in all ATMs nationwide and also internationally because it uses the Mastercard scheme. There is a fee of pesos locally per withdrawal. For international ATMs, there is a fee of pesos. What I like about using it internationally is you can get the local currency immediately at a competitive forex rate , as it converts the pesos you have in your GCash account to that currency.
The easiest way to get one is by ordering it in-app. You will need to enter your delivery address and other details under the ATM Withdrawal section. The expected delivery time is around 10 working days. For more details, you can check out my GCash Mastercard how-to post.
When cashing out using this option , you will need to go to the supported cash-out outlets below, fill out a form and show a valid ID. There may be some fees when cashing out with some partners. Once done, you will be able to claim your cash.
The downside is the process is very much manual. Another possible issue is if the outlet has unexpected issues with GCash and they cannot process your request. This option is not officially cash-out since we are technically sending money, but I can consider this as cash-out since we can still move cash via this method. You can then withdraw using your bank ATM. GCash has implemented Instapay transfers, which makes it easy to transfer to any bank under Bancnet. There is a Php 15 fee for using this service.
This is really convenient because you would not need to go to different banks to withdraw and deposit. You can also cash-in using your debit card, then transfer to another bank without fees all within the app.
You can even transfer to your Paymaya, Coins. I can just do it all in the app. The list of billers is quite long and extensively covers all utilities. It handily beats any banking or digital wallet app with the number of billers it supports. Once you're fully registered, go to "Cash-In".
Once done, check and verify if the details are correct. Who can use the Western Union cash-in service? It's available for anyone who is fully registered GCash user. Your GCash account must not be expired, suspended, or blacklisted.
For senders, there's no change in the process. In what currency will I receive my money? You'll receive it in PHP.
0コメント